Workers’ Compensation Insurance

Insurance compensating employees and their dependents for injury sustained by the employers arising out of and in the course of employment within the state of California.

Elle Insurance has access to many carriers including State Compensation Insurance Fund. Direct access to SCIF gives Elle the ability to bind new and high risk businesses. The majority of companies also qualify for no deposit with SCIF. Elle has the ability to resolve outstanding audit and reporting issues. We are able to negotiate or waive outstanding premium balances due in order to bind coverage. No deposit required to bind for most businesses.

Professional Liability Insurance

A form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. This form of insurance is commonly used in conjunction with a general California business insurance policy.

Business Owner’s Insurance

A packaged insurance policy designed for small to medium-sized business firms that combines property and liability coverages.   It is often used to cover property that needs broader protection than what may be provided by the typical Business Owner’s Policy.

Commercial Auto Insurance

Insurance that covers a business’ vehicle(s). Covered vehicles include everything from the owner’s car to fleets of box and/or pick-up trucks along with any trailers that are regularly used. This kind of policy is commonly used in conjunction with a general California business insurance policy.